My Delightful Journal

 How often is your reply "No thank you" to the question, "Do you want your receipt?" when you're at the grocery store or fast food. You need to STOP! You're throwing away money! I've had multiple people ask me about which websites and apps I use to earn money back on receipts. Some I use, you can also do small tasks like take a survey or watch an ad. All these little things really add up! For the majority of them, you'll need some type of smart phone.  Take a look down below! 1. Swagbucks I'm starting with this one first because capturing receipts is only one of its many features! You can take surveys, watch ads, answer questions, play games, and make purchases through Swagbucks for money back! This is easily used on the desktop, and there's an app to upload receipts as well.  Head HERE   to sign up! Earn an extra 300 SB (Swagbucks) when you earn 300 points within your first 30 days. 300 SB = $3 gift card. You can easily get that within the f

This post contains affiliate links in which I receive a  small commission at no cost to you. Thanks for looking!  What's your reason for wanting to cut your spending? You must have something on your mind if you clicked on this post.  Paying off debt? Saving for a trip? Send your kid(s) to college? Give more to your church?  Income loss? Whatever it is, I have a few helpful tips that I'm still learning and refining!  1. Establish a budget (and use it!) I feel like this should be an easy one... like, DUH. But it's not so easy to keep track of a budget and stay on track. I've found myself slacking up in knowing where my money was going many times.  You can't cut spending to save money if you don't first know where it's being invested!  Track your... Income Budgeted expenses Actual expenses This overall view will determine where you can cut and where you can't.  If you haven't used a budgeting system before, here's a few downloads to help you get sta